Finlock is an AI-powered Cybersecurity app that offers end-to-end protection from online frauds for people. We not only alert users with proactive fraud-detection but also guide them through post-fraud steps to report and recover any losses.

We cover all the major cyber frauds that are prevailing in India today such as SMS Fraud, Phishing, Malicious Apps, UPI, SIM Swap and OTP frauds.

Yes. We understand that you need to try the features of the premium plan before investing in your cyber protection. We are giving all the new users a free trial period of 30 days to experience our AI-powered online fraud protection service.

You only need to enter email and phone number for sign-up. For your security, we verify both email and phone number through One Time Password (OTP).

Yes. You can recover money lost in the online fraud. RBI has laid out some guidelines to make the bank liable for the loss incurred by the customer. However, recovery is based on several conditions regarding type of fraud and time of reporting/complaint filling.

If you are a premium member, your eligible losses are covered by cyber insurance. Refer to Terms & Conditions for details.

FinLock guards you against potential frauds* and offers the following features:-

• SMS Fraud Detection: We employ AI-powered technology to detect frauds SMSs so any fraudulent attempts to gain access to your financial information can be blocked.
• Phishing Alert: We alerts you whenever any fraudulent website link is clicked from an SMS/Email or manually entered on the browser.
• Privacy App Scan: We constantly monitor the Apps downloaded on your device and will check at install time if they have access to your private/confidential information
• Remote Device Control/Monitoring: We will watch for any malicious background activity on your phone so only you have control of your device and can use it safely
• UPI Transaction Monitor: We will monitor all “Collect” money transactions through UPI so you can make a well-informed decision while paying money to a merchant or an individual.
• SIM/e-SIM Swap: We alert you if any attempt is being made to upgrade your SIM to 4G or to e-SIM without your knowledge.
• OTP Sharing alert: We will also prevent any attempts to hack your bank or digital wallet accounts by alerting you to not share OTP messages on call to unknown persons.
• Financial Transaction Monitoring: We will give you visibility into your Credit Card, Debit Card and Netbanking transactions so you can easily keep an eye on any fraudulent activity
• Service Provider Contact Database: We have developed a list of authorized customer care numbers of commonly used service providers so you don’t fall prey to fraudsters posting fake numbers.
• Post-Fraud Support: In case you have witnessed any fraudulent activity, we provide you step-by-step instruction to report the crime and recover any potential losses. Please note that the extent of recovery will depend on several factors.
• Cyber Insurance: We provide you insurance to cover for the losses due to cyber frauds.

* No one can prevent all online frauds or monitor all transactions effectively