Lottery Frauds: Don’t Let It Knock Your Doors
Can you recall your phone buzzing off and giving you moments of joy because the message you received is awarding you a life-changing amount? Or Do you remember that call from a stranger promising you lacs and crores citing your phone number was lucky? If your answer is “YES”, you probably have somewhat an idea of the tip of the iceberg and you have to read the article till the end to know more about lottery fraud.
What Is Lottery Fraud? How exactly is it executed?
As the very name speaks volumes about itself, Lottery fraud is an online fraud with an intent to rob off your hard-earned money by deceiving you into believing that you have won a lottery.
As shown in the image above, this is somewhat how a random lottery fraud email or message is going to look like. You get out of your senses in a sudden rush of joy and land in trouble. You are taken into confidence that you have won a huge lottery and to claim it you just need to pay off the minor government taxes imposed on your lottery amount. You accept this offer and follow the steps as instructed by the email or phone call, thus. enabling the scammer to succeed in his plans. Not only have you transferred the processing fee to the fraudster but you have also handed them over your card details which means all your account balance.
Below are some of the common lottery frauds that you need to be cautious about:
- RBI Lottery - RBI does not offer any lottery. There have been cases where people have been duped into paying to get huge sums of money from their winning from fictitious ‘RBI Lottery’.
- KBC Lottery - Kaun Banega Crorepati (KBC) is just a game show and doesn’t indulge in giving away money to people. All such schemes in the name of KBC are scams.
- SnapDeal Lucky Draw - this is another case of scam where fraudsters have been misleading people by using popular brand names to name their con schemes.
What to do if you have already fallen into the trap?
If you have been caught up in any such scam wherein you not only lost your valuables but also ended up sharing your financial credentials, you need to;
- Contact your bank via customer support and request them to block your card and all the transactions associated with your account thereby leaving no room for the fraudster to misuse your card in the future.
- Reach out to the website of the National Cybercrime Reporting Portal and file an official complaint submitting all the evidence you have in the form of screenshots and transaction reports.
How to prevent these lottery scams beforehand?
- Don’t trust the good news coming from sources wherein you never contested for a lottery.
- Rely on your intellect and don’t pay heed to offers sounding too good to be true.
- Avoid entertaining or engaging with emails loaded with tons of graphics and quintals of grammar errors.
- Do not interact with the links without a padlock sign (must start with https://)
- Never pay taxes on lottery amount upfront. That’s not how the lottery system works.
- You might even receive couriers promising you cash awards, ignore them.
- Just don’t pay heed to emails from Yahoo/Hotmail/Gmail extensions giving a lottery. If you actually have been shortlisted by the Kaun Banega Crorepati team, you would get email from their official email address.
- Use a fraud protection app like FinLock that not only forewarns you about potential scam websites these frauds require you to visit but also assists you at every step in filing the complaint if you have fallen prey to the gimmick.
It needs to be summed up by answering the question ‘How exactly do these scammers get the very first hold of your name, number and emails to lay the trap around you?’
The answer to this lies in your ways of surfing the internet. There are hundreds and thousands of insecure websites and public WIFIs wherein you don’t hesitate to fill in your crucial details in exchange for maybe some silly subscriptions or game reports. These websites sell your info to scammers and what follows next has already been explained.
The crux lies in responsible usage of the internet and visiting only the secured and trusted websites.